November 27, 2014

I absolutely love this time of year! Everything slows down to a cool simmer and we can all reflect and relax a bit. This year has been extra special to me, and I’ve met some amazing folks along the way. I have so much to be thankful for this year.

My health, my apartment, my love, and my new career.

All of this wouldn’t be possible without the help of others. Not even close. So I’d like to thank some people.

I want to thank…

My parents for believing in me and actually pushing me towards being self-employed. Thanks for your support, help, love, and everything this year!

My boyfriend for keeping me sane, and understanding me. For pushing me, and being my number one fan. For being my sometimes editor, and confidence booster.

The readers of Dear Debt. You keep me going. You inspire me more than you will ever know.

Kathleen for meeting with me and inspiring me to start a blog and being a great friend.

Tonya Rapley for being a light of encouragement and fountain of opportunity. This year was unreal because of you. I am so glad we met and am so inspired by everything you do!

The other Tonya who keeps me laughing and is always so supportive of everything I do.

Erin for being a great friend to talk to and share my deep dark fears.

Carrie for being my mentor, whether she intended to be one or not.

Kali for answering all my crazy questions about self-employment and being so helpful in every way!

Shannon for being a badass babe and awesome friend! Your support, love, and personality have given me so much.

Cat for being a great resource and amazing person! I don’t know how you do it!

Kayla for listening to me and cheering me on.

LaTisha for inviting me to the first ever #DumpDebt chat. Excited for more collaborations with you!

J Money for listening to my crazy ideas and never judging me, yet always supporting me.

Erin, formerly of Red Debted Stepchild for being a fantastic friend, who patiently answers my neurotic questions. I would not be where I am today without her friendship.

Laurie, for being a complete debt fighting rockstar and always inspiring me to do better. I appreciate your support and never ending friendship.

Michelle Jackson, for always keeping it real and taking part as the FIRST ever dear debt letter writing participant. You are beautiful inside and out and I’m so glad you are a friend!

For Wendy, who has shown me what it’s like to pay off debt with courage, class, and sass and for being a great supporter.

Anna for sticking around since the early days and being a great friend, confidante, and supporter.

Kassandra for your unwavering support and showing me that being debt free is possible.

Lisa for being a friend and supporter, and all around cool gal.

Brittany for the dance parties, karaoke dates, coffee conversations and fun times!

Natalie for blazing the trail towards debt freedom and being a true inspiration!

Stefanie for being a role model and showing me it’s possible to be in the arts and in this crazy personal finance world.

Stephanie for entertaining me with your fabulous comics and always keeping it real.

Brent for being one of the first people to give me a chance with my writing, and supporting me along this freelance journey.

The rest of the PDX blogger crew, including Eric, and Joe! You guys are so crazy smart and fun to be around. (and I love writing for you!)

The friendly folks at ReadyForZero for letting me share my voice and consistently supporting me and the dear debt letter project.

For my clients who have helped me on this journey and continue to give me work, push me, and validate why I do what I do.

I know I’m probably missing quite a few people, but I truly am thankful for everyone’s support and encouragement. Each share, each comment, each opportunity fills me with so much joy.

Because of this community, I am reminded that I am never really alone. My debt can feel so isolating, but you guys are cheering me on. And for that, I’m forever grateful.

Wishing you and your family a happy holiday.

May all your debt free dreams come true!



Melanie is a freelance writer currently living in Portland, Oregon. She is passionate about education, financial literacy, and empowering people to take control of their finances. She writes about breaking up with debt, freelancing, and side hustle adventures at

Currently she puts more than 50% of her income towards debt, while living a frugal, fun life. In addition to her love of personal finance, art and music, she is also a karaoke master. Follow the adventure @DearDebtBlog.

Latest posts by Melanie (see all)

28 responses to “Thankful”

  1. Gasp! I’m the OTHER Tonya! I thought I was the first and only. lol!! Thanks lady! You are awesome! Happy Thanksgiving!
    Tonya@Budget and the Beach recently posted…BATB TV: The New BFF & Wingman Cards from Capital OneMy Profile

  2. Kirsten says:

    Such a neat, personal post!! Happy Thanksgiving, Melanie 🙂
    Kirsten recently posted…I Want to be Content More Than I Want to be ThankfulMy Profile

  3. Kassandra says:

    So honoured to be counted among this list and I’m with you every step because I hope to be present the day you pay your last penny on this debt!
    Kassandra recently posted…Music To My Ears: A Tribute To Roots ReggaeMy Profile

  4. Thank you Melanie! Love this community!
    Stefanie @ The Broke and Beautiful Life recently posted…A REAL Frugal Black FridayMy Profile

  5. We’re all thankful for you, Melanie! Happy Thanksgiving!

  6. Wow! What a sweet and uplifting post! Happy Holidays Melanie! 😀
    kay ~ recently posted…About Us (Better late than never? Um …)My Profile

  7. Wendy says:

    Courage, class, and sass is the nicest thing, anyone has said to me all year about me and my debt. 😉 Thank you Melanie. You already know how PROUD I am of you and your awesome blog! 🙂

  8. This is an awesome list of people, and I’m thankful to be on there! I’m so glad we had the chance to meet up and talk at FinCon, and that we get to continue our friendship via video chat. I like to think we’re freelance partners in crime. =) I hope you enjoyed your Thanksgiving and aren’t working too hard!
    Erin @ Journey to Saving recently posted…Being Grateful: Fifty-Third EditionMy Profile

  9. Happy thanks giving season.I had a chance to have time with my family and we had great time together.
    Amos @ Modest Money recently posted…How Owning Your Home Will Change Your LifeMy Profile

  10. Oh my goodness!!!!! This post is almost as awesome as you are!!! Thank you so much for the shout out, I am crazy thankful for you as well. You are such an amazing woman and I am loving watching your progression and supporting you along the way. You deserve all great things my friend!!
    Shannon @ Financially Blonde recently posted…Music Mondays – Most Wonderful Time of the YearMy Profile

  11. This post is so thoughtful and sweet, Melanie! What a gracious way to show your thanks. And thank you so much for including me, you’re too kind!! I’m thankful to read your blog, know you, and be inspired by your debt payoff journey – you rock! I hope you had a wonderful Thanksgiving!
    Natalie @ Financegirl recently posted…Chocolate and J. Crew: The Moment I Stopped Struggling With MoneyMy Profile

  12. Michelle says:

    I teared up a little when I read this. I am so thankful for all of your support, positive energy, and for having you as a friend. Thank you for all that you do. Am overwhelmed!
    Michelle recently posted…The Three Things That I Did This Year That Changed My LifeMy Profile

  13. I’m a little late to the party, but thanks for the mention girl! I’m thankful for you too. I love being able to help each other stay accountable and share our ups and downs as we try to navigate the world of self-employment and freelancing.
    Kayla @ Shoeaholicnomore recently posted…November 2014 ResultsMy Profile

  14. Lisa says:

    Just now seeing this and girl – I’m so thankful I finally got to meet you this year! I hope you know I won’t stop supporting you 🙂
    Lisa recently posted…November 2014 Net Worth UpdateMy Profile

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