SUCCESS IS THE BEST REVENGE

Hello friends! I have another fantastic dear debt letter! I can’t believe it’s been a little over a year since I launched the dear debt letter project! I’m so thankful for everyone who has participated. As you probably know, I focus a lot on the emotions related to debt — so having an outlet to empower myself and others, by writing breakup letters to debt has been such a fantastic opportunity. I have learned so much from your letters — you are my inspiration and why I keep going.

Today, we have a letter from Kassandra, who has made it to the other side. More about her: Kassandra Dasent is a self-employed wife and step-mom striving to live life beyond what money can buy.  In addition to working as a freelance writer and business consultant, Kassandra blogs at More Than Just Money about a variety of topics and personal experiences that all intersect with money.

Dear Debt,

It’s been close to two years since we’ve last spoken to each other but don’t get any ideas on rekindling our relationship. I gotta admit, you and I go way back. We met when I was in college and you made sure to stay super-glue close to me no matter what was going on in my life.

If I had a wedding to go to and couldn’t buy the dress in cash, you hooked me up and made sure I looked fly. If I wanted to see Paris twice in one year, you never failed to deliver the tickets. When I had leased a new car, you stepped up a time or two to make sure we didn’t lose the ride. You were the ultimate sugar daddy!

But after a decade of our crazy ways, I noticed that you couldn’t give me what I wanted anymore. It first started with you spending less time with me because your credit limits were maxed out. Our relationship deteriorated when I got divorced. I resented you because I barely had any money left over from my paycheques after settling up with you. Then you totally screwed me over on a bad business deal. You know you had to go after all that!

It really hurt because I thought we were like Bonnie & Clyde – ride or die – but I saw how cold and heartless you really were. You not only took my money but you stole my self worth. You’re damn right I deleted your voicemails asking for me to take you back and I also ripped up your tempting letters promising me that the good old days were just around the corner.

I was too busy cleaning up the colossal mess you and I made together by working my tail off, selling the furniture (that one must have cut you like a knife) and learning what it meant to live with less and be happier for it – ALL WITHOUT YOU! If you really want to know how I feel about you now, listen to John Legend’s “Used to Love U”.

More and more people are getting the real 411 about you Debt. I’ll do you a solid and tell you that there’s an entire army of bloggers, including me, that are dedicating their time to teaching others on how to get rid of you for good. In fact, they’ve even gone so far as to congregate together yearly at this event called FinCon where they offer tools and strategies to help people kick your ass to the curb.

If I were you Debt, I’d be scared…very scared.

It’s been all kinds of real.

Kassandra

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If you are interested in writing a dear debt letter, please get in touch with me! Anonymity respected.

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
• Dear Debt, We’re Better Apart - June 27, 2022
• Announcing The Mental Health and Wealth Summit - May 4, 2021