September 22, 2014

Graduate school can seem like the logical next step for many people wanting to advance their careers and specialize in a specific field. But with the high price of graduate school, it’s important to consider the return on your investment.

For me, I had always dreamed of getting a master’s degree. It seemed so prestigious – a way to stick out from the crowd and learn about wildly philosophical ideas. But my dream school came at a high price, which I gladly paid, because I believed it was worth it at the time. Although I can’t honestly say I completely regret my decision to go to grad school, I have mixed feelings now about my graduate school experience. Even though, I’ve learned a lot from attending graduate school (it’s a learning experience in and of itself) through my own experiences and those of my classmates, I feel I would have been better off trying other things.



Melanie is a freelance writer currently living in Portland, Oregon. She is passionate about education, financial literacy, and empowering people to take control of their finances. She writes about breaking up with debt, freelancing, and side hustle adventures at

Currently she puts more than 50% of her income towards debt, while living a frugal, fun life. In addition to her love of personal finance, art and music, she is also a karaoke master. Follow the adventure @DearDebtBlog.

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