This Dear Debt letter is from Erin at Red Debted Stepchild. I’ve had the pleasure of meeting her in person, and she’s hilarious and awesome! She’s also a finalist for the Plutus Awards’ Most Humorous Personal Finance blog! Congrats, girl.
It’s not you, it’s me. No, like seriously. After all, I ran you up. I used you and used you and now it’s my turn to feel the pain.
We had a great run — shopping and eating out all the time, throwing caution and delayed gratification to the wind. But what we have isn’t healthy. I just don’t feel the same way about you anymore.
You didn’t do anything wrong. I made choices that put us in a relationship that makes me sick to my stomach. I used you and you let me do it. Even now, I think you were okay, maybe even pleased, with how many times I used you for my own gain. But I can’t do this anymore. Frankly, we both deserve better. And as much as it pains me to say this, there is someone else.
I know, I know — I led you on just to fall for something better. You probably thought we’d be together forever. That I would continue to swipe, borrow, and pay interest until we were old and gray. But I met someone. His name is Financial Independence, and he’s better for me. He wants me to be happy and free. It’s just a healthier situation all around. And not to get any digs in, but he is way more attractive than you.
So now, I take the slow and painful steps to erase you from my life. I know it sounds harsh, but know that I will always remember you. I will remember the good times we had and I will remember the pain I now have to endure as a consequence of all that “fun”. Please ignore the mean comments I make about you on my blog, Twitter, and Facebook. I’m just hurting.
I really hope you don’t find anyone else, for their sake. You were born to be a bachelor.
Currently she puts more than 50% of her income towards debt, while living a frugal, fun life. In addition to her love of personal finance, art and music, she is also a karaoke master. Follow the adventure @DearDebtBlog.