Hey debt fighters and money mavens! It’s been a wild ride in 2015 and we’re not even at the three-week mark. I’ve experienced the good, the bad, the ugly, along with the strange and unfortunate — it’s been a whirlwind.

I’m so grateful I took that time off to be with family and friends for 2 weeks in LA over the holidays.

But aside from everything that is going on, you know that I’m committed to paying off debt right? I’m so excited to say that in the last month, I put $1,000 towards my debt! It’s been a while since that happened, so I’m super jazzed about it.

My student loans are now at: $33,740.36

Woo hoo!

I look forward to getting rid of more debt this year, so I can accomplish my financial dream. What is my financial dream — or life after debt? It means more traveling and less worrying, more generosity and less fear, and more security. Later this week I’ll be talking about WHY I want to get out of debt, so stay tuned.

In the meantime, come join me and LaTisha Styles for a fun and inspiring Twitter chat this Wednesday, January 21st at 8pm EST/5pm PST. The chat will be with Payoff, an awesome company that focuses on uplifting people and empowering them to think about life after debt. They merely don’t want to focus on debt payoff but life after payoff.  We’ll be chatting with the CMO, Carey Ransom, who is a pretty rad guy. We’ll be talking about making progress on your financial dream in 2015 and how dumping debt can get you there.

We’re hoping the later time will help folks who work during the day be able to attend — and you won’t want to miss it! It will be great fun AND we are giving away $125 in prizes (SUH-WEET!).

If you can attend, please RSVP here (you can still attend if you don’t, but it is suggested): http://goo.gl/forms/fFlaFlPkyx

If you can’t, would you mind sharing? Thanks debt-fighting friends. May all your debt free dreams come true.


It’s Game time!
Are you ready to #DumpDebt? Join us on Wednesday, January 21st at 8pm EST for strategies and tips to make progress on your financial dreams in 2015.

RSVP Here: http://goo.gl/forms/fFlaFlPkyx

Then follow @DearDebtBlog, @YoungFinances, and
@Payoff to join in on the conversation!

To participate in the Twitter chat other than using Twitter by searching keyword #DumpDebt; you can use
http://twubs.com/dumpdebt. Sign in using your Twitter account for an easy way to keep up with the chat.

(http://www.tchat.io/rooms/dumpdebt is also an option)

During the chat, you’ll have a chance to win! $125 in prize money will be awarded. (Must RSVP to be eligible)

Share the info and send out a tweet to share how excited you are to participate in the #DumpDebt chat on Tuesday. Ex. “I’m ready to #DumpDebt on Wednesday @ 8PM EST w/ @YoungFinances, @DearDebtBlog, and @Payoff”




Melanie is a freelance writer currently living in Portland, Oregon. She is passionate about education, financial literacy, and empowering people to take control of their finances. She writes about breaking up with debt, freelancing, and side hustle adventures at DearDebt.com.

Currently she puts more than 50% of her income towards debt, while living a frugal, fun life. In addition to her love of personal finance, art and music, she is also a karaoke master. Follow the adventure @DearDebtBlog.

Latest posts by Melanie (see all)

27 responses to “#DumpDebt: Making Progress on Your Financial Dreams in 2015”

  1. Kirsten says:

    Woo hoo! Congrats on making progress, Melanie.
    Kirsten recently posted…Interview With a Mom: DaeshaMy Profile

  2. Congrats on the giant payment! Keep it up 🙂
    Brittany @ Fun on a Budget Blog recently posted…Weekend Survival Guide for the Girl on a BudgetMy Profile

  3. Chonce says:

    Congrats on your debt repayment progress! I think it’s very important to think about life after debt because it’s a great motivator to keep pushing toward financial freedom. I’ll definitely try to chime in on Wednesday.
    Chonce recently posted…Birthday Freebies RoundupMy Profile

  4. Nice job on the big debt chunk gone this month! Hope to make the chat!
    Tonya@Budget and the Beach recently posted…BATB TV Episode Six: FribsMy Profile

  5. Yay $1000 payments! So good to see the needle moving.
    C@thesingledollar recently posted…Deciding on a Retirement Plan Beneficiary (Especially When Unmarried Without Children)My Profile

  6. I get really focused on reducing debt, but I still just have a vague notion of how debt-freedom will shape my future. I’ll look forward to your post about why you want to get out of debt. I would find it a real challenge to get specific.
    Prudence Debtfree recently posted…Debt and IdentityMy Profile

  7. Hi Melanie, thank you for allowing me to comment in your blog. I’m glad there’s a progress for your financial dreams. Congratulations!
    Grace @ Investment Total recently posted…Top British Banks: Most Popular and Largest UK Banks for 2015My Profile

  8. Oh, I just saw this one and I was too late! 🙁 Great job Michelle on your big payment, keep it up!
    Kate @ Money Propeller recently posted…I Have a Compulsion to Fix Things, in Other People’s BusinessesMy Profile

  9. Jacob says:

    A big congratulations on the progress that you are making! It will be interesting to see what your next goal becomes after finishing the payoff!
    Jacob recently posted…Wealthfront Review: Automated, Low-Cost InvestingMy Profile

  10. dojo says:

    Truly inspiring. Keep up the great work and give us such great updates often. I love such stories and seeing how much progress one can make towards one’s goal.
    dojo recently posted…100 Ways to Save Money on ElectricityMy Profile

  11. So awesome you were able to put $1k toward your student loans! You’ll be under $30k in no time, I’m sure. =) We also made two big payments so one of R’s loans is gone. It feels nice! I’m with you on what life after debt will look like. More traveling and less feeling guilty.
    Erin @ Journey to Saving recently posted…Let’s Catch Up: Blog & Life UpdatesMy Profile

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