The personal finance world is chock full of helpful advice, money tips and a ton of expert knowledge. Much of this knowledge comes from bloggers and what I call personal finance deities. If you have any sort of penchant for personal finance, I am sure you have heard of Dave Ramsey and Suze Orman. Both of these personal finance experts have built an empire educating people on becoming debt free, saving money and taking financial control of one’s life.

On the other end of the spectrum, bloggers like me often write experientially about these things. Most of us don’t have any fancy certifications nor would we call ourselves experts. As someone who has followed personal finance blogs for several years, I love following the journey and hearing from real people. But as I said, we are not the experts, just people with a financial story to tell.



Melanie is a freelance writer currently living in Portland, Oregon. She is passionate about education, financial literacy, and empowering people to take control of their finances. She writes about breaking up with debt, freelancing, and side hustle adventures at

Currently she puts more than 50% of her income towards debt, while living a frugal, fun life. In addition to her love of personal finance, art and music, she is also a karaoke master. Follow the adventure @DearDebtBlog.

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2 responses to “Why I Ditched The Personal Finance Gurus”

  1. 🙂 I take a LOT of issue with what those two have to say, I’m going to go read your opinion now!
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  2. Brandy says:

    I loved this article. And I completely agree with you about drifting toward personal finance blogs over experts. Although, I do listen to Dave Ramsey’s radio show and watch Suze Orman’s TV show, I find that bloggers are more relatable. However, I do respect that Dave Ramsey has been at the bottom so he can speak from experience. I do feel that you have to have balance between the two.
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