Dear Debt Letter from Free to Pursue

Hey there folks! Gather ’round for the latest dear debt letter, hot off the press! Err, interwebz? Anyways, I’m so excited to feature Free to Pursue, who is writing a dear debt letter AFTER becoming debt free. People in debt like me need to read these stories. Some days it just feels like I will never be debt free and I need to mentally and emotionally know that it is possible. In short, I’m super grateful for her perspective. I also had a chance to meet her at the WDS FinCon meetup here in Portland! I love meeting other bloggers and readers.

More about her: F2P was able to leave a demanding position in the corporate world a year and a half ago, free to pursue various interests, including writing, blogging, reading, lifestyle coaching and travel (the latest trip was to attend WDS). Along with that list of pursuits, she spends her days walking her dog, spending time with friends and family, practicing a few sports (currently working on olympic lifting) and dreaming up how to get the next item crossed off her bucket list (next up: An African Safari).

• You looming over me as I slept at night.

• The sinking feeling I would get when I would think about the potential need to refinance the mortgage.

• Having to answer to you and to a boss. There should only be one “Man” in my life after all, right?

• Your constant reminders that I was not free by using words such as obligation, minimum payment, terms and conditions and the like.

• Reading the fine print with the expectation that you’ve hidden some clause that will come back to bite me in the future.

• Knowing that I have the freedom to do anything I want…just not everything I want. But that’s enough for me.

• Feeling like the master of my own destiny.

• The comfort of living in and using a home, a car and other day-to-day things that are entirely mine (ok, and my husband’s too).

• Looking at my savings and investments totals increase almost every month.

• Being fulfilled by life itself and not left wanting the next iGadget or any other status symbol you might have taunted me with in the past with mouth-watering terms and conditions such as 0% & no payments for one year.

• Saving on home insurance because of the discount I receive by being free of you.

• Author
• Recent Posts

Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
• Dear Debt, We’re Better Apart - June 27, 2022
• Announcing The Mental Health and Wealth Summit - May 4, 2021