February 20, 2015

Happy Friday! I hope you have had an awesome week. I’d like to share a little debt-busting love with you today from Kara, who blogs at karaelizabethperez.wordpress.com.

She is dedicated to paying off her student loans this year! Woo hoo! Cheer her on and enjoy her letter.

Dear Debt,

We need to talk. Our relationship…it’s coming to an end. Can’t you feel it? It was never good and now it’s just bad. Frankly, I can’t stand you anymore. I dream of getting rid of you. If I never saw you again, it would be too soon.

Does that sound harsh? I hope so. What you’ve done to my life has been pretty harsh- you limit me baby. At every turn. I can’t travel with friends because of you, or enjoy a romantic night on the town because of you. I’m stuck, trapped by you. I want to do more! I want to be free!

And your friends have got to go. Guilt and Resentment are bad house guests and you have them over all the time. It’s just been too much for too long. So this is it between us. Have a good life, because that’s exactly what I’m going to do.

So long sucker,



Melanie is a freelance writer currently living in Portland, Oregon. She is passionate about education, financial literacy, and empowering people to take control of their finances. She writes about breaking up with debt, freelancing, and side hustle adventures at DearDebt.com.

Currently she puts more than 50% of her income towards debt, while living a frugal, fun life. In addition to her love of personal finance, art and music, she is also a karaoke master. Follow the adventure @DearDebtBlog.

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