Note: This letter is inspired by my friend Tonya’s post, A letter to my future self. I thought I’d write a Dear Debt letter from the future! For my Dear Debt Letters project, I am also looking for people who have become debt free to write about their relationship with debt. I want to know what it’s really like on the other side!
Dear Debt,
I thought you were the end of me, but it was really just the beginning. It’s been 5 years since I left and things have changed so much. My money is mine to keep. Without you, I’ve grown my net-worth, emergency fund and retirement. I work freelance on a variety of creative projects. I travel several times a year and volunteer for causes I’m passionate about. My life is in focus and I am in the driver’s seat. I can make decisions without thinking about you. I have the freedom to relentlessly pursue my dreams and create the best-version-of-myself.
I was never happy with you, you were a terrible lover and an even worse friend. You distorted my vision of who I am, my self-worth and what I could become. I’m glad I kicked your ass to the curb when I did. I now see how courageous I was to face you, in light of all the obstacles.
I heard you’ve been around the block, spreading lies and spewing bullshit, selling women your idea of a better life. I can see through you; you’re just a desperate leech looking for attention.
I’ve hated you for so long and resented everything about you, but I thank you for making me stronger. Thank you for showing me what I don’t want. I’ve moved on and I’ve forgiven you. And I’m finally free.
Sincerely,
M
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12 comments
Now burn that letter and be free! 🙂 Debt is like that think that still lurks around the corner trying to entice you back into that world. Even though I’m debt free I still feel the pull, telling me how fabulous I can be with this, that, and the other thing. Really sneaky little bastard.
Debt is a jerk. Don’t get sucked back into it! Lies, all lies I tell ya. Thanks for the inspiration 🙂 It was good to think about being debt free and knowing I will get there.
I love this article! I am working on getting rid or “breaking up” with debt as I type this. Soon I will write my letter to my soon to be ex talking about how the grass is greener on the other side.
Glad you enjoyed, Cedric. Do you want to write a Dear Debt letter on my blog? I’d love to hear your perspective 🙂
The countdown is on when I can finally say goodbye to my debt as well. I can’t wait until I can do whatever I truly want without having to worry about debt!
Soon our time will come, Ms. GMD! And I can’t wait!
haha nice one. Hope you break up soon enough.
Love this letter, and the clear vision of your goals! I can’t wait to read about the day when you say to debt “Peace!” and have it go on its merry way. 🙂
I can’t wait either. It will be a glorious day.
It’s interesting how different people feel about their debt. I personally don’t hate my debt at all. Yes, I did get into debt to buy things and I have been paying extortionate interest rates over the years, but some of the things I’d purchased with “debt” I have benefited from. I wholeheartedly agree with the following: “Thank you for making me stronger.” My relationship with debt has been a bit complicated, but I don’t think I could ever hate it (or myself for allowing this to happen). It’s been a lesson, and I’ve definitely learned mine, and for this I am very grateful. 😛
I love hearing your perspective! I totally think you should write a Dear Debt letter 🙂 That’s why I love this project so much, is that everyone has a story and a different relationship to their debt. I’d be honored if you were a part of it!
Love this letter! I can’t wait till I can tell my debt what I think of it, once it’s gone!!