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In my lifelong quest at improving my finances, I am always trying to look at my moments of failure.
In what cases do I fail?
Why do I fail?
What could I be doing so that I set myself up for success and not failure?
A lot of that has to do with how we manage our money and how we spend it. In most ways, I’m on the path to recovery. I’ve got the targeted savings accounts down, I’m paying off debt, and I’m pretty frugal. However, there are moments when I am more inclined to spend money. For example, in certain situations, or with certain feelings your brain triggers a response for you to spend money on something.
These are your spending triggers.
Read more at VOSA.com
Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.
Latest posts by Melanie (see all)
- Talking About Money and Mental Health - September 12, 2022
- Dear Debt, We’re Better Apart - June 27, 2022
- Announcing The Mental Health and Wealth Summit - May 4, 2021
2 comments
I think looking back at past debt is a great learning and educating process. As much as I wish I didn’t make the mistakes I did, I definitely learn from what I did in the past.
Agreed! It’s so important to reflect.