About Melanie

Pleasure to meet you! I’m a passionate freelance writer, public speaker and event planner in the personal finance space. I have been working in the personal finance world since 2014 telling stories and creating noteworthy experiences.

My work has appeared on Business Insider, Credit Karma, Time, and Allure. I’ve been mentioned in major media outlets including The New York Times, NBC News and Market Watch.

About Melanie

Pleasure to meet you! I’m a passionate freelance writer, public speaker and event planner in the personal finance space. I have been working in the personal finance world since 2014 telling stories and creating noteworthy experiences.

My work has appeared on Business Insider, Credit Karma, Time, and Allure. I’ve been mentioned in major media outlets including The New York Times, NBC News and Market Watch.

What I do

Staff Writer

Wordsmith for hire. I'm a freelance writer who is passionate about playing with words. If you're looking for fresh content for your blog, business, or website, I'm your girl! I can write about a variety of topics, so if you're curious, just ask.

Speaker

At the heart of my work is a personal story about getting out of debt, enjoying life, and taking control of my finances. I can speak to groups of all ages about the importance of personal finance, money mindset, relationships and money, as well as student loan issues. I am passionate about helping others and spreading financial empowerment. I am also available to work in schools, using interactive theater to teach personal finance.

Event Organizer

I am an experienced event organizer, formerly working as an events and communications coordinator at a nonprofit. I have worked with financial brands on creating events for bloggers and now focus on organizing Lola Retreat, a women and money event.

Podcast Guest

I have been on numerous podcasts sharing my story of getting out of debt and discussing the intersection of money and mental health. I can speak about paying off debt, side hustles, money and mental health and starting your own small business. Get in touch if you need a guest.

Freelance Writing Coach

If you want to break into freelance writing but aren't sure where to start, I can coach you. I offer tips and tricks to get started, the correct way to pitch and how to find writing work — and continue to get it. I have been a full-time freelance writer since 2014 and my work has appeared in Allure, Business Insider, Huffington Post and more.

Areas of Expertise

Personal finance

Wellness

Melanie is one of the best writers I’ve ever worked with. She’s extremely thorough and detailed in her writing, and I always know I can count on her to get the job done right and on time. During the 2 years Melanie’s written for Student Loan Hero, our search traffic has increased by over 900%. A huge part of that is thanks to Melanie and her writing. We couldn’t have done it without her.
Jeffery Trull
Former Content Strategist at Student Loan Hero
Melanie is a welcome mix of compassion and a smart business woman. She has been an invaluable resource for us at CentSai, providing us guidance as a consultant on both our business and our content strategy. I have seldom seen an individual so passionate about financial wellness and she is someone with an unparalleled amount of integrity.
Doria Lavagnino
Co-founder and President of CentSai.com and CentSaiAdulting.com

Dear Debt was founded on a few principles that still apply to my work.

Melanie Lockert

Everyone matters and we can all learn from each other.

Although we are all in debt for different reasons, we are in this together and we will help inspire each other to get out of debt.

There is no judgement.

You are not a loan. You are not alone.

Your self-worth is not based on your net worth.

Let's chat

Send me a note

If you're curious about any of my services please send me an inquiry to Deardebt at gmail.com and I will get back to you as soon as possible.

PROJECTS

A perfect example of my event planning skills is the annual Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances.

Mental Health and Wealth was created by Melanie Lockert to highlight the intersection of money and mental health and provide content and resources for those struggling. The site and the podcast aim to support those who are struggling with debt and depression, anxiety, suicidal ideation and more.

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