Dear Debt, This Won’t Last

by Melanie

Hello debt fighters! We have a dear debt letter from Nia Simone, a personal finance writer for the website Money Done Right.

Dear Debt,

You are the weight that’s constantly locked onto my ankle. You are the endless headache I can never shake. More often than not, you make me inexplicably angry. I never expected us to be in such a long-term relationship. Yet, here we are six years later.

I remember being vaguely informed that you may come with my dream of obtaining my Bachelor’s degree. The possibility of you wasn’t going to stop me. At 17, I didn’t even know what you really were. Deciding not to go to college wasn’t an option, so I went. For four years, I rarely thought about you. I had some of the best times of my life.

After I graduated college, you silently crept to the front door of my home like a thief in the night. There was no way to escape you. In turn, I accepted you into my life. I began to cater to your needs mindlessly.

Your presence has taught me a lot about managing my money. You’re not all bad; I can admit to that. But one of the most important things that I’ve learned, is how to get rid of you as quickly as I can.

Today is the day where I put getting rid of you at the top of my to-do list. Every single day, I will do everything I can to ensure that you don’t become a constant part of my life. Every month you snatch away a piece of me, but I know that’s only temporary. That weight will disappear. That headache will become a thing of the past.

One day, you’ll be nothing.

Enjoy your time with me. It isn’t going to last.

With love,

Nia Simone

Melanie
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