Dear Debt, Thank You

Hey debt fighters! I’m so excited to share this dear debt letter as it offers a fresh perspective on debt. AND you must congratulate Kate as she has recently paid off the last of her debt!

Kate from Goodnight Debt graduated from law school with $45,330 in student loan debt. She made her final student loan payment on March 27, 2015, paying them off in only 15 short months. 

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Dear Debt,

Can you believe we’ve known each other for nearly 5 years? I guess stress and life events make time fly by.  It feels like we met just yesterday.

It has been a good ride, but we can’t see each other anymore. I don’t mean to be rude, but it’s time we went our separate ways. Did you really not see this coming?

I can’t say that I’m going to miss you, but I want you to know that I appreciate everything you have done for me. You’ve done a lot.  Sometimes I feel like you don’t get the recognition you deserve.

So, I just want to say…. Thank you.

Thank you for helping me gain my independence to stand on my own two feet.

Thank you for letting me pursue opportunities that were low or no pay but were pivotal in finding my right path.

Thank you for getting me through law school. Without you, I would have needed to divert my attention from what was important to make ends meet.

Thank you for being there after I graduated. Things got really bad for a while and without you, who knows what kind of mess I would have been.  (Likely: An emotionally unstable, unemployable mess.)

Thank you for pushing me into new opportunities when the time was right.

Thank you for helping me grow closer to my Husband.  (Do you remember him? You two hung out a lot like 10 years ago.)

Hopefully, we can see each other again in a few years. I’ll need your help with a few things…. How are you at home improvement projects?

Thank you again,
Kate

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

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