Dear Debt letter from Bee Debt Free

Hey, everyone! We have an awesome Dear Debt letter from Bee Debt Free. She is working towards paying off her student loans and has 2 degrees. She is swimming in debt and trying to stay above water. She’s also a hustler working a full-time job AND a part-time job– and she blogs! You can follow her on Twitter.  Enjoy and I hope you guys are all having a good week!

Dear Debt,

We need to talk.

I’m not happy with our relationship.  Unfortunately, I can’t afford to kick you to the curb right now.  I have no choice but to let you stay in my life.  Taking up space.  Spending my money.

Of course, I knew what I was getting into.  My friends tried to warn me.  My family told me you were bad news.  I wanted to believe differently.  I wanted them to be wrong.  I thought you’d support me and not take advantage.  But, I was the one who was wrong.  So very wrong.  And now I can’t get rid of you.

You’re like a bad ex-boyfriend that won’t go away.  As if you’re sleeping on my couch as a constant reminder of what I’ve gotten myself into.  Can’t you just leave already?

No, you can’t.  You have nowhere to go.  So here I am, pouring my hard earned money into you. Living a less than luxurious life because you’re in it.  Was that the plan all along?

Here’s the thing.  I’m not going to let you get the best of me.  I didn’t know you very well in the beginning, but I’ve wised up. I’m stronger than you and in control.  It may not be today, but I will be rid of you.  Don’t you forget it.

Until then, mind your manners, follow the rules, and keep quiet.

Yours for the unfortunate next few years,

The girl who is going to BeeDebtFee!

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
• Dear Debt, We’re Better Apart - June 27, 2022
• Announcing The Mental Health and Wealth Summit - May 4, 2021