Dear Debt, I’ve Had Enough

Today’s dear debt letter comes from GaNeane. Enjoy!

Dear Debt,

I’ve had enough. This isn’t working out for me. I’m so very tired of you. I’m over you and all that you do.

I’m one pay check away from being homeless…because of you. I’ve only taken one real vacation in my entire adult life…because of you.

I feel trapped, scared, tired and sad…because of you.

Oh I know that I helped. I invited you into my life and then mismanaged you. I ignored you and didn’t take you seriously.

I’m more ashamed of myself than I can ever say.

But you used that, didn’t you? Being ashamed kept me from doing anything about you, kept me ducking my head so I didn’t have to look at you directly in the eye.

No more.

No more hiding. No more running. I am no longer going to rob Peter to pay Paul because Peter is dead.

So this is it. I’m taking back control of my life from you. I know it is going to be hard. But freedom is worth it.

I WILL BE FREE FROM DEBT CONTROLLING MY LIFE!

Sincerely,
GaNeane

• Author
• Recent Posts

Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
• Dear Debt, We’re Better Apart - June 27, 2022
• Announcing The Mental Health and Wealth Summit - May 4, 2021