Dear Debt, It’s Definitely You

by Melanie

Hey everyone! We have a great dear debt letter from Stephanie. Stephanie is a graphic designer and co-owner of Bowerbird Atelier, where she designs paper goods and signage for weddings and events in the San Francisco Bay Area. She recently launched a card line on Etsy as a side hustle, sold some clothes on Ebay, and has even been collecting cans and bottles to sell at the recycling center (gotta love that CRV!) She has $27,803.88 in debt that she swears she will pay off before she’s 30 if it kills her.

Dear Debt,

It’s not me, it’s definitely you. I know we’ve had a long run. Heck, we were in it for the long haul: ‘Till debt do us part. But I have to end this.

Granted, I know our relationship isn’t as intense as it could have been. I was pretty lucky to have most of my college tuition paid for – but even a small amount of student loan debt has been so depressing. On top of that, I am really trying to make this whole solopreneur thing work, and I honestly think I have to choose between having a successful business and you. And guess what? I will absolutely choose myself, every time.

I have to say, I do want to thank you for making some things possible for me. I would most likely have been eating dry ramen for dinner for a while there if it wasn’t for you, so it was nice to have you around for a time. But this is definitely not a healthy relationship, and I don’t think it can last much longer.

So, Debt, kindly start packing your bags and looking for a new place to live. I know it’s going to take a while for you to completely remove yourself from my life, because we have become so involved, but that’s ok: as long as there is an end in sight, I can deal with you living on my couch and eating my cereal for a little bit longer.

Good Riddance,

Stephanie

Melanie
Latest posts by Melanie (see all)

2 comments

Derek @ MoneyAhoy.com February 28, 2016 - 3:39 pm

Stephanie – kick that debt to the curb!! Good for you! You can get back in the black from $27K in debt in no time if you put your mind to it.

Reply
Natalie @ Financegirl February 29, 2016 - 6:08 am

Good luck, Stephanie!! You got this!!

Reply

Leave a Comment

* By using this form you agree with the storage and handling of your data by this website.

This site uses Akismet to reduce spam. Learn how your comment data is processed.

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Accept Read More