Dear Debt, It Is Time for Us to Part

Hey debt fighters! We have a brand spankin’ new dear debt letter from Carrie. Carrie lives in Brooklyn and is a dancer, lover of the sunshine and beauty & a freelance enrollment consultant. 

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Dear Debt,

Hello dear friend of mine.

I have had a strange relationship with you.

It’s funny because I didn’t even know we had this strange relationship until now.

You’ve helped me through a lot of amazing times in my life.

Because of you, I have gotten my health coaching certification, jumped in full force to Goddess Training with the SWA, and then got to live my first real entrepreneurial gig as an enrollment specialist.

I am so grateful to which you have given me these enormous opportunities in my life.

But you’ve also unseemingly have been a tie down in my emotional well being. The shame, guilt, and fear I have faced lodged up in my body because of you has been devastating on my well being. You’ve kept me small, in hiding, and not truly sharing my gifts and talents in the world, because I have used you as a crutch, something that I can always lean back on.

I am ready to break-up with you and move onto my financially prosperous life. One in which I am smart, confident, and powerful when it comes to my money- how I earn it, and how I spend it. One in which I feel the freedom of working on projects that are my own, traveling the world, speaking, writing books, and dancing like it’s no one’s business. Living a life big, beautifully, and boldly- the life that I deserve to live.

So I thank you for which you have given me. I thank you for this.

And now, it is time for us to part. So that I can be independent, free, and at peace.

I wish you well,

With love,

Carrie

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
• Dear Debt, We’re Better Apart - June 27, 2022
• Announcing The Mental Health and Wealth Summit - May 4, 2021