Dear Debt, I Was Cheating on You

Hey debt fighters! Today’s dear debt letter is juicy 🙂 The letter comes from Jen, a mom with two intense passions: save money and save the planet. These devotions naturally led her to create Green Baby Deals, which can be found at greenbabydeals.com.

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Dear Debt,

I was cheating on you. I had money, lots of it, but I wasn’t ready to get rid of you.

I thought I was smart; I bought and sold some real estate at just the right time. I had money in the bank and your interest rate was so low that it just didn’t matter. I continued to make monthly payments on you because you were so cheap.

Then we finally broke up. It was long overdue, and it gave me a piece of freedom I had never experienced before.

I have a family now, which includes two small children who already have a college fund started. I will teach them to work hard, save, spend and give. I will also teach them the dangers of you. They will hopefully never come near you.

Thank you for teaching me such an invaluable lesson that I can now pass on to my children.

Jen

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
• Dear Debt, We’re Better Apart - June 27, 2022
• Announcing The Mental Health and Wealth Summit - May 4, 2021