Dear Debt, I Need Something Else

Hey debt fighters! It’s been a while but we’re back. Here’s an honest and refreshing dear debt letter from Amy. Amy is a mom to three teenage girls, a graduate student, a yoga teacher, and a somatic movement therapist. Amy feels blessed to have learned from so many wildly talented healing professionals and passes on their knowledge to lift others. She lives in Silver Spring MD.

Dear Debt,

I am shocked by how brazen I’ve become with you. Taunting you. Pushing boundaries. Just waiting for something to happen. Something BAD to happen.

When will you get me back? I fear the payback…

Maybe that’s why I keep taunting you. Maybe I like living in fear. Maybe living with you, debt, is like living in fear. And my nervous system is used to that. It likes feeling unsettled, and unbalanced. That is what it knows. My nervous system doesn’t know what safety feels like. I don’t know what safety feels like.  I only know how to perpetuate insecurity and fear, and I use you as a big anchor to keep me in that place. Weighted down by debt and fear and insecurity. What a familiar feeling, so familiar that I have confused it with comfortable.  

I think it’s time to try a new relationship. This may seem sudden, but it’s been a long time coming. It’s time that we go our separate ways, debt.  I’m finished giving you my time and energy.  

I’m ready to feel strong and safe now. I’m ready to fly. I’m ready to feel light. I’m ready to accept love. I’m ready to receive.

Amy

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
• Dear Debt, We’re Better Apart - June 27, 2022
• Announcing The Mental Health and Wealth Summit - May 4, 2021