Dear Debt, I Am Enough

Hey debt fighters! We have another great dear debt letter to inspire you to break up with debt. This letter is from Sarah, a 26-year-old experiential educator currently working and living in Virginia. She is working her way to a fulfilled debt-free life. 

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Dear Debt,

The thought of you completely overwhelms me some days, and then others I feel like I can start to grasp my thoughts around you. Today is a particularly hard day. I feel like there isn’t a light at the end of the tunnel. I can’t seem to see it. I have wrapped my self-worth and my net worth into the same thought. I know this isn’t true, though I am really struggling to get past it.

You make me feel like I’m not good enough, and that I don’t deserve to be happy or enjoy life anymore. You are one of the reasons I ended a relationship, moved away from a place that I loved, and constantly think that I am not good or deserving enough of people, experiences, and things.

I don’t have a plan to magically erase you, and know that our relationship will continue for some years to come. I am determined that I will amicably end this relationship in the future though. One day I will be rid of you. Until that day, I will actively remind myself each day that you don’t define me. My self-worth is not attached to you. I am enough, and I am an asset to this tiny spinning globe in our big wide universe. I care about others, and others care about me. You do not change that exchange of human connection.

I cannot let myself be defined or weighed down by you anymore. My life is but a candle flicker in this big, long infinity, and I don’t want to snuff it out early because of how overwhelmed you can make me feel.

Looking forward to the day we amicably part,

Sarah

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
• Dear Debt, We’re Better Apart - June 27, 2022
• Announcing The Mental Health and Wealth Summit - May 4, 2021