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Two years ago today, I published my very first post. I shared my story, my struggle with student loans, and my desire to get out of debt. At that time,…

Happy holidays everyone! I’m in Los Angeles, basking in the sunshine and nice weather. I’m forcing myself to slow down. This year has been one wild ride and I want…

It seems that many people feel lost as to what they should do once they become debt-free. After accomplishing such a huge goal, it’s easy to wonder what’s next? Although…

Graduate school can seem like the logical next step for many people wanting to advance their careers and specialize in a specific field. But with the high price of graduate…

Accomplishing big, larger-than-life goals often comes with a certain amount of sacrifice. Oftentimes if something is too easy, the stakes aren’t big enough. It takes drastic change to really shake…

I’ll never forget the day. I was ten years old and my mom and I were on a mother-daughter trip to Disneyland. Growing up in Southern California, Disneyland was practically…

I just got back from a delightful weekend camping on the coast! Well, it was more like glamping. We did stay in a yurt. We went hiking, made a bonfire…

Hello debt fighters, frugal friends, and money makers! I’m going to keep this short and sweet. As I continue to grow Dear Debt, I think it’s really important to hear…

In my lifelong quest at improving my finances, I am always trying to look at my moments of failure. In what cases do I fail? Why do I fail? What…

We have all spent money on things that don’t really matter to us. Things that don’t improve our lives, make us feel better, etc.  Spending money, especially when you are…