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Two years ago today, I published my very first post. I shared my story, my struggle with student loans, and my desire to get out of debt. At that time, …

Happy holidays everyone! I’m in Los Angeles, basking in the sunshine and nice weather. I’m forcing myself to slow down. This year has been one wild ride and I want …

It seems that many people feel lost as to what they should do once they become debt-free. After accomplishing such a huge goal, it’s easy to wonder what’s next? Although …

Graduate school can seem like the logical next step for many people wanting to advance their careers and specialize in a specific field. But with the high price of graduate …

Accomplishing big, larger-than-life goals often comes with a certain amount of sacrifice. Oftentimes if something is too easy, the stakes aren’t big enough. It takes drastic change to really shake …

I’ll never forget the day. I was ten years old and my mom and I were on a mother-daughter trip to Disneyland. Growing up in Southern California, Disneyland was practically …

I just got back from a delightful weekend camping on the coast! Well, it was more like glamping. We did stay in a yurt. We went hiking, made a bonfire …

Hello debt fighters, frugal friends, and money makers! I’m going to keep this short and sweet. As I continue to grow Dear Debt, I think it’s really important to hear …

In my lifelong quest at improving my finances, I am always trying to look at my moments of failure. In what cases do I fail? Why do I fail? What …

We have all spent money on things that don’t really matter to us. Things that don’t improve our lives, make us feel better, etc.  Spending money, especially when you are …