Moving On Up

Hey friends! I’ve been hustling pretty hard since FinCon, so haven’t had as much time to say hello here or on your blogs. Please know that I’m reading and will be back soon. If you want to check out something cool, in the meantime, listen to my first podcast interview with the awesome ReadyForZero folks! I’m no longer a podcast virgin. You can also check out my first post at the College Investor about jumpstarting your student loan payments.

Aside from that, enjoy this awesome dear debt letter from Carly. I love what she has to say here. Carly is a millennial military spouse who writes about delicious food, military spouse life, and getting out of debt. She is a full-time graphic designer and lifetime foodie. Carly is currently working her way through $44,000 in debt while her husband is deployed with the US Navy. You can follow her debt journey & more at www.TheMilspouseFoodie.com.

Dear Debt,

I daydream about the day that you’ll leave me; the day that I’ll kick you out.

In my dream, I’m free.

I’m screaming and shouting at the top of my lungs that, “I’m FINALLY debt free!”

I’m serious this time; I’m ready to kick you out. You’ve been hiding behind my big TV and in the shadow of my fancy private school degree.  You’ve been hiding in Christmas gifts, behind my bedroom set, and in my new barbecue. You’ve been in hiding in my wardrobe, in my washer, and in my dryer too.

It’s not just that you’re leaving, either, it’s that you’ll be gone for good. I’ll have safeguarded my life against you – with plenty of savings and investments, too!

Don’t get too comfy, know that our remaining months together are few. I’m on my way up and you’re on your way out.

That’s A Promise,

Carly

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
• Dear Debt, We’re Better Apart - June 27, 2022
• Announcing The Mental Health and Wealth Summit - May 4, 2021