wow that’s scary to think someone would give up on life because of debt. I like what you said that you are not a loan. Very true. There is a lot more in life to be thankful and joyous about. Having debt is just one tiny fraction and you will get through it.

I really feel for the person who searched for that term and I hope that they can see that there is a way to resolve their situation without going down that road. Let’s hope they are reading this post right now.

This sounds terrifying and I can only hope that the person who searched for that term did not mean it. I’d rather declare bankruptcy. This is a far better solution.

I am sending my thoughts out to that person and letting them know that we are thinking of them. Don’t lose hope!

I really hope that person came back to read this post. When I was going through a rough time in my life (not money related), I sought out counseling briefly. Sometimes just talking about it helps.

Hi,

I am sorry for the grammatical errors for I am writing this via iphone. But anyways, I am now in that same boat as the original writer of this blog. I have been a victim of a scam and now I am deeply in debt. It worries me so much now. I contemplated on ways of ending my own life, but I have so many people in my life that would be very sad at me. The person who scammed me pretended to care about me and my son (I am a hardworking single mother) he promised to help me make more money to support my family only to make me take out thousand dollars worth of loans and constantly harassed me to open a credit card and put him on the account in order for him to pay back the loan or else he wouldn’t only to find out later the maxed my card and his card out on designer brand items. I dug myself a very deep grave. He now tells me I can’t do a thing about it and that he will get away with it. And he has. I’ve talked to an attorney general only to have her tell me she cannot do anything for me. He continues to email me and harass and threaten me about coming to my house. He wants me to cooperate with him as he finds more way to milk money or anything he can out of me. His emails and texts are so degrading and insulting. He tells me how stupid I am to fall for his lies and that I did it to myself. I just want to die. I had great credit before all this and everything I worked so hard for is taken away by someone I thought had good intentions. I know it was my fault. I was too gullible and naive. I feel like no one can help me.

Hi – unfortunately, I am one of the people googling this subject today. I’ve gone through a foreclosure in which I lost my childhood home, where I raised my own daughter. I now have been notified that a wage garnishment is about to take effect for a credit card debt that is over 10 years old. I do suffer from bouts of severe depression, and struggle with other issues as well. I don’t make a lot of money, and this could potentially leave me without a place to live. I have been attending counseling for several years, but it hasn’t helped very much. I think it’s very easy for others to say “there is a way out”, and that “taking your life isn’t worth it”. Unless you have lived another person’s life and faced their demons, you can’t appreciate the hopelessness, guilt, anger and humiliation they face daily. Some people really just don’t understand what it’s like to feel this way, so I don’t fault them for being appalled at such a drastic idea. I’m overwhelmed with the idea of bankruptcy, but I can’t afford to pay back this debt without sacrificing my ability to pay rent, bills and to be able to eat. The amount is now up to $11,000. It may as well be 1 million dollars. I don’t know where to turn, as I have problems with fear and anxiety. This causes me to freeze and never get anything accomplished. I think I have quite possibly hit my limit. I really thank you so much for listening.

This blog entry exists for a serious, important reason: massive debt and no visible way out make for a dangerous combination. It is a soul-sucking, 24/7 horrible feeling associated with guilt, worthlessness, and unrelenting pressure. Aren’t those a few top reasons alone for suicide? I worked my ass off in grad school to be nearly half a year without a job, only to finally end up at a position which pays so little that, YES I do fantasize about ending my life. I contemplate taking out the max on my life insurance so that my family could possibly pay off my debts when I’m gone. The worst, most ironic part of this is that my job performance severely decreases every time I’m broke (nearly every week) and I’m wondering how to stretch out a gatorade and granola bar for a whole day. Then I spend my evenings after work searching the public tax records of my company’s exec board and reeling about how my salary is a drop in their big bucket. The comparison to others is nearly impossible to avoid – this is a small-ish company where the wealth divide is so palpable. I publicly joke about my debt with a super carefree attitude, but, like they say, behind every joke is a bit of truth. And more often than not, that truth goes so deep and reflects something so horrible, that joking is the most obvious, most attainable daily coping mechanism.

HI,

I saw your blog at google and open it, im one of the people thnking ending my life because of the debt that im into. i am a single mom, and i just lose my job last month i have many debt that i need to pay but i dont know how to pay them because right now i dont have a job its so hard finding a job here in our country. i dont know what to do now, sometimes i think ending my life will be a fast solution for all of my problems. i just need someone tot alk to tright now.

This blog isn’t helping much at all. People with money trying sympathize with people with none. Debt isn’t worth killing yourself, but losing everything you have and being put in the street is? Living hungry is? At this point, there really is t anything to live for. At this point, there isn’t anyone that can help. Family has the wrong idea, friends aren’t the right idea, and spousal support is unrealistic. Hanging myself in the shower it’s the best solution I’ve got.

You know I toy with the idea and yes I do realize this is not Healthy. I was injured on the job a few years back I broke both my legs (spiral tibia fractures) and my back(l2-l3 compression fractures) A negligent contractor ran over my pressure washing line and drug me off of a 32′ ladder I worked really hard learning how to walk again I spent only a few months In a wheelchair before I was motivating to a walker and then to walking again with a now permanent limp with a year after the injury. Well in the mean time I had to live off of credit cards to survive because what I brought home after taxes and support came out I simply did not make enough to cover my expenses. Fast forward a year and I’m back at work and beginning to just about have all my debts paid off meanwhile workers comp decided to settle with me to close out the case at a very meager amount. I have never been one to look for hand outs noe sue an insurance company and after all I had my life and I could still walk with a little more effort than before. Shortly after my boss sales her home and moves out of the country leaving me with the company which was an honor but also very expensive counting the payments I made to her to finance this and the payroll of nine + 4 gas hog vans. I did everything I could to leave everything the same as she had already in place.What I did not account for was the now huge increase in our workers compensation it had doubled.Eventually I began to sink further and further in debt and making some very bad decisions when it came to whom I trusted with finances I lost everything I personally had for savings and over 65k from the business.First our revolvable accounts begin one by one I was no longer able to pay,then our insurance would no longer renew the policy in my name with the mod score/loss run we have. I found one that would insure for 10k down and a hefty monthly payment to boot. Then when they received a certificate of the loss runs they cancelled on us again. Well one by one I began to loose more and more builders as I am pretty much unemployable without the policy. Now I can no longer afford to pay a Cpa to do our taxes and aside from not filing taxes the last 2 quarters I haven’t paid any taxes at all. I’m scared,stressed,ashamed and feel like a complete failure. I have been in my profession for over 25 years and I can tell you damm near anything you could dream up a solution for. I just simply do not have a solution as it pertains to my life, no creditors will touch me due to my personal high balances on credit cards and my debt to income ratio. The boss I financed the business with is elderly and relies on the income I pay to survive. I know that it would be so easy for me to simply sail my van off the side of a gorge here. But the reality is I have 3 children,a wife and my previous employer who all look to and depend on me. So I walk around now in a state much worse than death with a heavy heart and a knot in my gut because I feel this impending doom but failure is not an option nor defeat. So for those of you who toy with this notion I myself typed these words that came from inside when I stumbled upon this site….

They are tearing me apart. I am a mother of three and also suffering from Post Partum Preeclamsia,and depression, top it off my daughter has medical conditions.
I really need a blessing, something that will help. I feel like taking off and not having to face the debt I put my family through.
I just want to off myself and be less of a disappointment to everyone including my mother.

im newly engaged, no ring needed as we are far beyond poor now. No food, no rent money and No money for bills or my kids needs.(diapers and Formula.) I hate my life in a nut shell at this point.

Please help me im scarred totally deppres.please im begging you people with soft heart help me please i cant sleep everynight.

Sadly this is how I really feel. I don’t know what to do, I am so ashamed of myself and the mistakes I made that led me here. There is no way out. I called my bank, they couldn’t help me. I never wanted my credit raised and they did it… but it is only my fault that I went ahead and spent it. I have other student loans too. I pay it back and then the interest is 100 dollars more. I am tired, and I feel so hopeless. I started a blog to help me write about my feelings, and already it has been such a rollercoaster. I don’t know if I will ever be free from debt. I went to school and took out OSAP, and I don’t have a teacher job to help pay this back. My feelings of failure prevent me from even trying at this point. I don’t feel like I can keep all of this up.

I found this blog because i have so much debt and want to kill myself, im 27 im sorry if i make you sad, but ive had a hard life my mum had servear deppression and suffered from bipolar and scitzchafrenia still does, when she has an episode she goes crazy and turns into a loopy insane person who seems to be perseast by the devil, that is the best way to explain how she is, i never had a dad he didn’t want anything to do with me or my mum when i was born he married somone else and had 2 son’s and a daughter, these are siblings i have that ive never met. But have seen there wonderful lives on facebook travelling around the world going on holidays with our dad and traveling to bali for there mums wedding.
A completely different life to me.
I grew up with my mum just me and her no help or support from extended family, they never had the time for me and mum, they were successful and mum had her mental illness that kept her from having a normal life, she had bad social anxiety and i would have to do the shopping as a kid, so it was just me and mum as a kid, unfortunately mum also had an addiction to alcohol and the pokies, so money from her disability pension would go on that, i dont blame my mum she had a hard life with her mental illness and had no support from her family they didnt want anything to do with mums problems from her mental health to our financial problems, they would all ways make mum and i feel like complete heals for asking for help exp: money for food or petrol, so me and mum wouldnt ask because they would just make us feel bad.
I was just a little kid, i went hungry most nights of the week while mum was at the pokies hoping to get a win so she could come home with a heap of money for food.
Somtimes she would turn our last $10 into acouple hundread and we would eat like kings for a couple of days and savour in the moment of true happiness being able to eat till our hearts were content.
When mum had her breakdowns as a little kid it was scary to see my mum loopy and not herself acting wierd and crazy.
One day i came home from school and the house was turned upside down, my mum was in a psychotic episode, the chair was on top of tge stereo everthing was a complete mess and had been trashed.
It was just me and mum i was a kid about 8 years old, there was no one to come over and check up on me and mum to see how she was if we were ok they all just went about there happy lives while me and mum were in this house together while she was mentally un well, and not well enough to be able to look after me, we were in the middle of a busy road and a truck stopped infront us then police were called, i didnt k ow at the time but my mum was in a breakdown episode. Long story short im indebt of 30,000 and im 27 and have never known a good life. I dont feel like i have a way out i turned 18 and my life problems growing up followed me, i have no car license i have no food no money and no job and owe $1120 a months rent and i dont know what to do, i have always hoped for a good life since i was a little kid thought when i turned 18 i could get a job and change my life, but i had no one help me get a license so i drove unlicensed to get a job, then got caught alot and lost anychance of getting a licence anytime soon and racked up alot of unlicensed and unregistered fines amounting to 15000, even while i was working and driving unlicensed i still couldnt afford to stop driving unlicensed coz i needed the money to get by.
Ive been on spiral down hill my whole life, i couldnt get my license coz i had no one to teach me to drive an had no money to pay somone to teach me and paying for learners wasnt somthing i had any money for so i felt the only way to get a job was to buy a car and drive to work but almost ten years later that has just made my life worst and lead me to drugs and alcohol, i just want to end this life of pain.