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One of my goals for October was to finally finish another guest post.
I’m pleased to announce my new guest post on one of my favorite blogs, Budget and the Beach. Check out my guest post ‘Financial Heresy or Brilliant Generosity?’ to see student loans battle it out with retirement.
My mom is in town for the weekend and I’m excited to enjoy some down time and fun with her. But I’m also enviously stalking all my friends at FinCon too. Check out the guest post and tell me your plans for the weekend.
May all your debt-free dreams come true.
Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.
Latest posts by Melanie (see all)
- Talking About Money and Mental Health - September 12, 2022
- Dear Debt, We’re Better Apart - June 27, 2022
- Announcing The Mental Health and Wealth Summit - May 4, 2021
6 comments
I couldn’t comment on Budget and the Beach’s website (my work has old Internet Explorer and Disqus doesn’t load). Anywho, I wouldn’t take money out of my retirement savings to pay my kid’s debt either (unless I had won the lottery or had a million dollar surplus) but we are planning on opening a savings plan for our kids education (when we have one). In Canada, the government gives grant money for those who save money for their kids in a registered account. We aren’t planning on saving enough for their entire tuition as I know many people who didn’t finish school because it was their parent’s dime so they didn’t care but we also think having to pay back large student loans put us behind in life (could have had more savings, been married sooner, bought a house, had kid(s) sooner, etc) and want to help our kid(s) out as much as we can, but not to the detriment of our savings. That’s the plan, anyways. Great post!
Hey Morgaine, I’m sorry it didn’t work on BATB site. Glad you spent some time commenting here 🙂 I think saving is a good plan — I agree large student loan debt holds you back. I have nearly nothing in retirement and savings and it breaks my heart. At one time I had more money than my peers, and now I’ve shifted the dynamic just because I pursued my education. I think helping kids out, while also letting them know they need to work helps them out while building financially responsible and independent kids.
Congrats on the awesome guest post! We didn’t make it to FinCon either…
And have fun with your mom!
Congratulations on meeting your goal. It can be a great feeling when you meet a goal that you have set yourself. I will be checking out that article now, good job!
Thanks so much for guest posting M! And congrats on accomplishing your goal. I have so many blog related goals now that I’m back from fincon…I have to pace myself otherwise I’ll get overwhelmed!
Make NYU Affordable 😉 I wish! I went there too!