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Dear Debt,
I will not be yours. I will not kiss you, nor will I call you. I am not your sweetheart; I am not your valentine.
Stop the fake smooth talking. I don’t believe a word you have to say. Your feigned interest in me always fluctuates. One minute you’re hot, the next you’re not. You have me deep in the red, but what if I just want some black? You can’t give me what I really want. You can’t give me what I really need.
You’ve been a leech; a soul sucking life force draining my resources. And don’t give me that used teddy bear you got from your cousin. Please! Show some tact. It’s like you don’t even know me. If you had a clue, I guess I wouldn’t be writing this letter.
Your Funny Valentine,
Melanie
Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.
Latest posts by Melanie (see all)
- Talking About Money and Mental Health - September 12, 2022
- Dear Debt, We’re Better Apart - June 27, 2022
- Announcing The Mental Health and Wealth Summit - May 4, 2021
12 comments
“Your feigned interest in me”!!! Brilliant! Bwahahaha, I love it! Keep up the good work and happy Valentine’s day!
LOL at the used teddy bear from your cousin part… Happy V-Day, Melanie! 🙂
I wonder how many people will go into further debt by financing their valentines’ day on credit cards? Makes you wonder doesn’t it?
I was thinking the same thing! Such a commercialized holiday.
I wonder how much money people are making off of other people’s debt?
Craziness — I don’t even want to think about it!
LOL, I gotta write a letter like this myself to my debt someday. Seriously, stop the fake smooth talking… haha. Love it.
Please do!! I’m always looking for contributors to the dear debt letter project, and would love to hear your perspective. I’m in desperate need of more male perspectives, too 🙂 Email me your letter at deardebt{at}gmail.com
I loved reading this, thank you! Very original
Thank you, Marvin! I’m glad you enjoy the dear debt letters 🙂
Haha, I love this!
Hehe I’m glad 🙂