Trapped By Debt

Hey debt fighters! We have another great dear debt letter by Chonce who blogs at My Debt Epiphany. Chonce is a personal finance freelance writer and blogger working her way out of $30,000 in debt. You can follow her on Facebook or Twitter.

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Dear Debt,

You’ve officially trapped me. Everywhere I turn, I see you. If I want to move forward, I need to get past you. You lured me in with fantasies and dreams of a more fulfilling life. Once I took the bait, I realized only I can make my life more fulfilling and worthwhile.

I can’t blame you completely though. I am part of the problem as well. I tried to take responsibility. I tried to go over you. Tried to peek around you to see what would await me on the other side but you pushed back with a remarkable force.

I’m trapped by you. Every time I try to break free, I feel you tugging at my arm as if we are in this together…As if I need you to survive and make it.

When you’re trapped for a while, you start to lose hope and forget what your life was like before you fell under. You start to settle and believe that things will never change. You may even consider giving up the fight.

I have heard stories of people who broke free from the trap and I believe in life after debt.

So dear debt, my message for you is to enjoy your time. Cherish it actually. Because the harder you try, the harder I will try. I promise you I won’t be trapped by you much longer.

Sincerely,

Your best-frenemy, Chonce

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

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