SUCCESS IS THE BEST REVENGE

by Melanie

Hello friends! I have another fantastic dear debt letter! I can’t believe it’s been a little over a year since I launched the dear debt letter project! I’m so thankful for everyone who has participated. As you probably know, I focus a lot on the emotions related to debt — so having an outlet to empower myself and others, by writing breakup letters to debt has been such a fantastic opportunity. I have learned so much from your letters — you are my inspiration and why I keep going.

Today, we have a letter from Kassandra, who has made it to the other side. More about her: Kassandra Dasent is a self-employed wife and step-mom striving to live life beyond what money can buy. Β In addition to working as a freelance writer and business consultant, Kassandra blogs at More Than Just Money about a variety of topics and personal experiences that all intersect with money.

Dear Debt,

It’s been close to two years since we’ve last spoken to each other but don’t get any ideas on rekindling our relationship. I gotta admit, you and I go way back. We met when I was in college and you made sure to stay super-glue close to me no matter what was going on in my life.

If I had a wedding to go to and couldn’t buy the dress in cash, you hooked me up and made sure I looked fly. If I wanted to see Paris twice in one year, you never failed to deliver the tickets. When I had leased a new car, you stepped up a time or two to make sure we didn’t lose the ride. You were the ultimate sugar daddy!

But after a decade of our crazy ways, I noticed that you couldn’t give me what I wanted anymore. It first started with you spending less time with me because your credit limits were maxed out. Our relationship deteriorated when I got divorced. I resented you because I barely had any money left over from my paycheques after settling up with you. Then you totally screwed me over on a bad business deal. You know you had to go after all that!

It really hurt because I thought we were like Bonnie & Clyde – ride or die – but I saw how cold and heartless you really were. You not only took my money but you stole my self worth. You’re damn right I deleted your voicemails asking for me to take you back and I also ripped up your tempting letters promising me that the good old days were just around the corner.

I was too busy cleaning up the colossal mess you and I made together by working my tail off, selling the furniture (that one must have cut you like a knife) and learning what it meant to live with less and be happier for it – ALL WITHOUT YOU! If you really want to know how I feel about you now, listen to John Legend’s β€œUsed to Love U”.

More and more people are getting the real 411 about you Debt. I’ll do you a solid and tell you that there’s an entire army of bloggers, including me, that are dedicating their time to teaching others on how to get rid of you for good. In fact, they’ve even gone so far as to congregate together yearly at this event called FinCon where they offer tools and strategies to help people kick your ass to the curb.

If I were you Debt, I’d be scared…very scared.

It’s been all kinds of real.

Kassandra

 

If you are interested in writing a dear debt letter, please get in touch with me! Anonymity respected.

 

 

Melanie
Latest posts by Melanie (see all)

43 comments

Kirsten September 10, 2014 - 3:54 am

Love it! What power! Be afraid debt, be very afraid!

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Kassandra @ More Than Just Money September 10, 2014 - 10:03 am

Yep and I can’t wait to see all my PF friends including you Kirstin, who still warring with death finally kick it’s ass for good!

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Taylor Lee September 10, 2014 - 4:35 am

I love these debt letters! Congratulations Kassandra on leaving that no good tagalong behind.

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Kassandra @ More Than Just Money September 10, 2014 - 10:04 am

Thanks Taylor and Melanie came up with a great idea with the debt letters!

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Mrs. Frugalwoods September 10, 2014 - 4:59 am

Awesome letter, Kassandra! I love your portrayal of FinCon as a debt-hating conference. Hello, my name is ___ and I hate debt! Hah!

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debs @ debt debs September 10, 2014 - 5:07 am

Ha! I see debt like the OCD Monster I tell my daughter to fight. Gotta get him down and keep him down!

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Kassandra @ More Than Just Money September 10, 2014 - 10:09 am

That’s right Debs, keep debt down and far far away as fast as you can!

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Natalie @ Financegirl September 10, 2014 - 6:31 am

This letter makes me smile and think about my dear debt letter when I’m on the other side. I’ve never thought of it that way, and I kind of like it! I can’t wait to tell Sallie Mae that I never want to see her again.

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Kassandra @ More Than Just Money September 10, 2014 - 10:12 am

Can’t wait to give you a high five Natalie when you’re all done with Sallie Mae for good!

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Tonya@Budget and the Beach September 10, 2014 - 6:49 am

lol I love your letter! Man with all these dear debt letters, debt must be cowering in a corner right now! Hopefully! Glad you are no longer in a bad relationship. πŸ™‚

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Kassandra @ More Than Just Money September 10, 2014 - 10:14 am

Tonya, I am so over debt and so happy to encourage others that debt freedom is achievable.

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Michelle September 10, 2014 - 6:56 am

I’m going to play Bonnie and Clyde by Beyonce and Jay Z now.

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Kassandra @ More Than Just Money September 10, 2014 - 10:15 am

I’m singing the lyrics right along with you Michelle πŸ™‚

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Stefanie @ The Broke and Beautiful Life September 10, 2014 - 7:20 am

Awesome letter Kassandra. Congrats on kicking your debt and thanks for inspiring others to do the same!

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Kassandra @ More Than Just Money September 10, 2014 - 10:15 am

Thanks Stefanie!

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LeisureFreak Tommy September 10, 2014 - 8:13 am

Wow! Debt better not show his face to Kassandra , she is so over him. But debt is nothing but a seductive Casanova and could care less who he hurts during his conquests. Always on the hunt for his next.
Great read!

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Kassandra @ More Than Just Money September 10, 2014 - 10:17 am

I’m most definitely over Debt but we’ve got a long way to because as you said, Debt is always in search of it’s next target.

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Ben @ The Wealth Gospel September 10, 2014 - 8:20 am

Nice! This is the first Dear Debt letter I’ve seen on here, but I like the series!

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Kassandra @ More Than Just Money September 10, 2014 - 10:17 am

It’s a great concept and kudos to Melanie for coming up with it πŸ™‚

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Prudence Debtfree September 10, 2014 - 9:02 am

What a great concept for a blog! And what a great post! I look forward to the day when my debt is paid off and I can send a break-up letter to Dear Debt. And Kassandra, if you think your 10-year relationship with debt was too long, just be glad you didn’t have my 25-year relationship with it. I’m getting out of it, but it’s taking time. Enjoy your well-deserved freedom!

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Kassandra @ More Than Just Money September 10, 2014 - 10:19 am

A quarter of a century with debt is no joke but I’m glad to hear that you’re working it out of your life Prudence! I hope to hear that you’ll be free of it sooner than later.

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Broke Millennial September 10, 2014 - 9:05 am

That Bonnie & Clyde image is fantastic! I’ve always viewed debt as a monster under the bed, which is why I’ve kept it away, so it’s fascinating to read about someone else’s psychology. Thanks for sharing your story, Kassandra.

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Kassandra @ More Than Just Money September 10, 2014 - 10:23 am

Thanks Erin. Debt has many faces to us so I’m glad you were able to keep the monster at bay!

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Kassandra @ More Than Just Money September 10, 2014 - 10:08 am

LOL Mrs FW! Thanks so much πŸ™‚

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Aldo @MDN September 10, 2014 - 12:39 pm

haha, I like the last line, “If I were you Debt, I’d be scared…very scared.”

It is cool to see that more and more of us are joining forces to defeat this monster. If we form a Justice League of sorts, I want to be Budget Boy! lol

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Kassandra @ More Than Just Money September 10, 2014 - 2:03 pm

LOL! Love the Justice League against Debt idea. I’d place dibs on Debt Huntress πŸ™‚

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Alexis September 10, 2014 - 1:32 pm

I love reading such an inspirational and motivational post about debt! It can become so overwhelming at times since I am a college student and I have to look at debt straight in the face! Haha.

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Kassandra @ More Than Just Money September 11, 2014 - 3:24 pm

As college and uni students, I can only imagine the additional pressure you have with large student loans. Stay the course Alexis and you will get rid of it πŸ™‚

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Mackenzie September 10, 2014 - 1:37 pm

AWESOME dear debt letter!! For real πŸ™‚

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Kassandra @ More Than Just Money September 10, 2014 - 2:04 pm

Thanks so much Mackenzie πŸ™‚

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Erin @ Journey to Saving September 10, 2014 - 8:33 pm

As always Kassandra, I love the spunky attitude you have! I am sure debt is cowering in the corner right now =).

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Kassandra @ More Than Just Money September 11, 2014 - 7:31 am

Thanks Erin πŸ™‚ We have to tell Debt who is the Boss!

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Laurie @wellkeptwallet September 11, 2014 - 5:04 am

Kassandra, this ROCKS. πŸ™‚ Seriously: you gave me SO much motivation today: thank you. πŸ™‚

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Kassandra @ More Than Just Money September 11, 2014 - 7:32 am

I’m so happy you got something positive out of it Laurie!

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Holly@ClubThrifty September 11, 2014 - 5:30 am

Nice! I would definitely be scared if I were your debt =) I also agree that success if the best revenge- always has been.

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Kassandra @ More Than Just Money September 11, 2014 - 7:34 am

Ha! I like to look at it that way when it comes to bad people or situations; my success is my way of telling them they have no power over me.

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Femme Frugality September 11, 2014 - 10:36 am

“It really hurt because I thought we were like Bonnie & Clyde – ride or die – but I saw how cold and heartless you really were. You not only took my money but you stole my self worth.”

Powerful stuff, Kassandra!!!

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Kassandra @ More Than Just Money September 11, 2014 - 3:25 pm

Yeah I don’t mince words when we’re talking about my disdain for debt πŸ™‚

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Simon E. September 12, 2014 - 8:15 pm

As far as debt letters go…yours Kassandra is personal πŸ™‚ And that title is right on…stick it to debt!
Am yet to write my victory letter…but this resonated with me, debt is cold and heartless…robs us of even our feelings of self-worth, if we let it.

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Kassandra @ More Than Just Money September 15, 2014 - 11:58 am

I had a few things to work out of my system still when it came to Debt πŸ™‚ Thanks for your comment Simon.

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Lisa E. @ Lisa vs. the Loans September 15, 2014 - 11:03 am

Now I have that John Legend song stuck in my head! *Baby when I used to love youuuuuu* Love this letter!

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Kassandra @ More Than Just Money September 15, 2014 - 11:59 am

It’s such a good song and John Legend is a fave artist of mine. Thanks Lisa πŸ™‚

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Brandy @ Busted Budget September 15, 2014 - 5:04 pm

I love this! Way to kick your debt to the curb and never let it back in πŸ™‚

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