In my lifelong quest at improving my finances, I am always trying to look at my moments of failure.

In what cases do I fail?

Why do I fail?

What could I be doing so that I set myself up for success and not failure?

A lot of that has to do with how we manage our money and how we spend it. In most ways, I’m on the path to recovery. I’ve got the targeted savings accounts down, I’m paying off debt, and I’m pretty frugal. However, there are moments when I am more inclined to spend money. For example, in certain situations, or with certain feelings your brain triggers a response for you to spend money on something.

These are your spending triggers.



Melanie is a freelance writer currently living in Portland, Oregon. She is passionate about education, financial literacy, and empowering people to take control of their finances. She writes about breaking up with debt, freelancing, and side hustle adventures at

Currently she puts more than 50% of her income towards debt, while living a frugal, fun life. In addition to her love of personal finance, art and music, she is also a karaoke master. Follow the adventure @DearDebtBlog.

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2 responses to “Knowing Your Spending Triggers”

  1. Alexis says:

    I think looking back at past debt is a great learning and educating process. As much as I wish I didn’t make the mistakes I did, I definitely learn from what I did in the past.

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