Dear Debt,

I have to forget about you tonight. Forget about responsibility, forget about money, forget about time. Just for a minute. Ok? I’m still recovering from all the work I did to try to get rid of you. I’m still tired. I’m still eager. I’m still lost. I just need to re-fresh.

I have to be me. I can’t deal with the pressure anymore. I have to go one day, one minute without thinking of you.

I know your ego can’t handle it, but I’m a person, too. I’m working hard. I’m trying. I’m up and down. Sometimes I feel like screaming at the top of my lungs about my successes and other times I feel like hiding; not talking to anyone. This is not important. This is ridiculous. Who am I kidding anyway? Surely, not you.

I don’t want to share my thoughts. I don’t want to share my opinions.

I am sick of talking about you. For someone who doesn’t matter to me, why do you matter so much?

I will see you in my dreams.



Melanie is a freelance writer currently living in Portland, Oregon. She is passionate about education, financial literacy, and empowering people to take control of their finances. She writes about breaking up with debt, freelancing, and side hustle adventures at

Currently she puts more than 50% of her income towards debt, while living a frugal, fun life. In addition to her love of personal finance, art and music, she is also a karaoke master. Follow the adventure @DearDebtBlog.

Latest posts by Melanie (see all)

4 responses to “I’ll be fine without you, but you are still here”

  1. More like I will see you in my nightmares. That damn debt. πŸ˜›
    Girl Meets Debt recently posted…Paying off Debt while Living in a High Cost AreaMy Profile

  2. grrrr. I’m actually back in debt to the tune of 10k. I had to buy a new car…but I guess this debt I’m not considering too evil for some reason. Ask me how I feel about it 2 years from now…
    Tonya@Budget and the Beach recently posted…The Cost of Living in ParadiseMy Profile

    • deardebt says:

      Oh no! That darn debt always sneaks back when you finally think he’s gone. I’m so sorry, Tonya πŸ™ That’s a real bummer. But I know, you NEED a car in LA.

Leave a Reply

Your email address will not be published. Required fields are marked *

CommentLuv badge