September 16, 2013

This Dear Debt letter is from Kasey at Debt Perception.  I love this poem and am so glad she is participating! If you’d like to participate and write a dear debt letter, contact me! Anonymity respected and you don’t have to be a personal finance blogger. I’m also interested in hearing from people who have recently become debt free.

Dear Debt,

This is a poem inspired by the infamous “10 things I hate about you” because it was just too easy to think of 10 things I hate about you (and Sallie Mae)!

I hate the way you balk over me,

and the way that you don’t care.

I hate the way you set the bar,

I hate it how you’re so unfair.

I hate your big dumb absolutes

and the way you rob me blind.

I hate you so much it makes me sick,

it even sucks my time.

I hate the way you’re always “right.”

I hate it when you lie.

I hate it when your staff just laughs,

even worse when they make me cry.

I hate it when int’rest compounds,

and the fact that you’ll always call.

But mostly I hate that you just won’t go away,

not even close…

not even a little bit…

not even at all.

-Debt Perception

P.S.  I still hate you.


Melanie is a freelance writer currently living in Portland, Oregon. She is passionate about education, financial literacy, and empowering people to take control of their finances. She writes about breaking up with debt, freelancing, and side hustle adventures at

Currently she puts more than 50% of her income towards debt, while living a frugal, fun life. In addition to her love of personal finance, art and music, she is also a karaoke master. Follow the adventure @DearDebtBlog.

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13 responses to “I hate you, debt”

  1. Alicia @ Financial Diffraction says:

    and now I have to go back and watch Julia Stiles nearly cry in class over Heath Ledger 🙂
    Alicia @ Financial Diffraction recently posted…I just paid cash for car repairs!My Profile

  2. I felt the same way when I was in debt. My debt was always “right” and until I booted it out of my life it was controlling me. Not fun!
    KK @ Student Debt Survivor recently posted…$130 Saved My RelationshipMy Profile

  3. Holy crap I love that movie. And also this poem.
    SuburbanFinance recently posted…Why You Absolutely Need Rental InsuranceMy Profile

  4. What a throwback. Perfect template for a debt poem!
    Stefanie @ The Broke and Beautiful Life recently posted…“Oh Shit, Yeah That Thing” BudgetingMy Profile

  5. CF says:

    Nice. There’s some netflix in my future too I think 😉
    CF recently posted…Top 10 Side Jobs – #10: Mystery ShoppingMy Profile

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