Hey Debt – Wait Until You Meet this Girl!

Hello Friends. This Dear Debt Letter is from my blogging buddy and debt destroying partner in crime, Girl Meets Debt. Enjoy!

Dear Debt,

I honestly don’t know what my adult life would be like without you! Pathetic eh?

You and I met when I was just a young 18-year-old college student and together with my massive student loan we were the three inseparable musketeers! Shopping trips, expensive blonde salon highlights, Girls Night Out, manis/pedis, dinner, drinks, dancing, were just a few examples of the fun we had. Oh ya, somewhere in there I also graduated with 2 Bachelor’s Degrees before the age of 25. Two expensive pieces of paper worth a total of $45,000! The fun continued even after I graduated. The dependency on each other was becoming obvious. You were becoming “normal.”

Now I am a 30-year-old woman, recently engaged to a personal finance rock star (ohhhhh the irony!) that has been serious about “un-friending” you for the last 10 months and I think I am finally starting to see some hope. I just broke up with the loser $12,000 consumer leech, the same one that’s been following me around since I was 18 and I couldn’t feel more relieved. I’m still tackling my “it’s complicated” $45,000 student loan relationship with you but I’m no longer afraid. In fact, I’m going to make sure I do everything I can to break your interest-greedy heart.

Debt, you would think that I despise you, but guess what? I actually want to thank you for helping make me to be the strong financially empowered woman I am today.

Breaking up is hard to do so I thought I would make it interesting and blog about it. 😉

Sweetheart, you won’t know what hit you!

xoxo,

GMD

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
• Dear Debt, We’re Better Apart - June 27, 2022
• Announcing The Mental Health and Wealth Summit - May 4, 2021