Dear Debt, You Will Not Steal My Future

by Melanie

Hey everyone, let’s kick off the week with a dear debt letter from Katie. She is a Case Worker in a Treatment Center for drug & alcohol abuse, and absolutely loves her work and patients. With a Bachelors Degree but in Communications, Katie wants to use her money for experiences, not acquiring things — a big change in her perception on money.

Katie is currently dealing with the heavy burden that debt can weigh on us. Please take a moment to reach out with some words of encouragement. We could all use them sometimes.

Dear Debt,
I lost everything to you… my house, my savings, foreclosure, bankruptcy.

I bought 9 couches in one year, furniture, clothes, meals, haircuts, shoes, cars…

The list is endless. My Dad died, and I went to town spending instead of grieving. I have discovered you cannot mask grief with spending or with anything for that matter. Because when all the stuff is gone, except the debt… the grief is waiting, waiting, waiting. The hole in my soul still needed filling with something healthy and healing.

I am 6 years from my first and, God willing, last bankruptcy. But I am now again $8500.00 in debt. Now, some might think (erroneously) that that amount isn’t irretrievable, but remember… it was only 6 years ago I was $50,000 in credit card debt and lost the $325,000 house I bought. Bankrupt, broke. 6 short years ago.

Have I not learned anything? Maybe I did, but clearly I have since forgotten.

But now I have found DearDebt and I am no longer in denial or alone, and I can join all you courageous folks working and living in the solution.

Goodbye Credit Cards. Good riddance. You want to derail my prosperous future. No, you cannot and you will not steal my future. You played way to big a part in my past. It is OVER.

First step…I need help, 2nd step…restore me to sanity;

3rd step:

“…with God all things are possible…”

Please God help me.

 

Katie

Melanie
Latest posts by Melanie (see all)

8 comments

Chonce March 20, 2017 - 7:34 am

Yes! Say goodbye to the debt that is nothing but a burden!

I bet it feels so good to proclaim debt freedom into your life and start working towards it. Just wait until you get there!

Reply
Katie Hume March 21, 2017 - 6:24 am

Oh yeah, thank you Chonce! It will definitely feel good to be debt free again and getting honest about it feels good now. It’s a good start…on my way!

Reply
Centsai March 20, 2017 - 9:56 am

This was a powerful piece! So sorry for your loss of your dad. We wish you the best on your journey to a debt free life and hope it stays that way for good!

Reply
Katie Hume March 21, 2017 - 6:26 am

Thank you so much for your supportive feedback. Honesty and action…I am on my way to debt free and y’all help me all the way!

Reply
Mrs. Picky Pincher March 20, 2017 - 10:26 am

I’m sorry to hear you’ve had such a rough time. But just know that there’s light at the end of the tunnel. I’m paying off $225,000 of debt–you can do it! I had to physically lock up my credit and debit cards and switch to a cash-only envelope system for six months. It was tough and weird, but it taught me self-control.

Reply
Katie Hume March 21, 2017 - 6:22 am

Thanks for your support! I am rooting for you as well. Lock up those cards, yes, yes, yes! Best wishes to you too!

Reply
Janet March 22, 2017 - 8:40 am

OH my gosh, Katie, I’m so sorry. Grief can kick you in the gut and make you do all sorts of things in search of relief. I’m happy you are back in control of the situation and are on the path to saying good riddance to debt for good.

Reply
derek March 22, 2017 - 10:02 am

Wow, this is amazing. Hard to read, but hopeful.

Reply

Leave a Comment

* By using this form you agree with the storage and handling of your data by this website.

This site uses Akismet to reduce spam. Learn how your comment data is processed.

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Accept Read More