Dear Debt, You Said I Could

Hey everyone, we have an awesome dear debt letter from Taberah Joy, aka Pixie. Pixie wears many hats and is a self-proclaimed slasher – a lawyer/writer/energy healer/tutor/actor/director. She is working to pay off $50,000 and hopes that all those slashes can one day build a bridge to her financial freedom.

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Dear Debt,

I don’t know where to begin. I am thankful for you in so many ways. As I am thankful to all my creditors who gave me housing and food, very essential things in life. I am thankful that you allowed me to live my life my way. I am thankful that I didn’t stay in any relationship because I was dependent on the other person’s money. You know who I am talking about.

You have been so very good to me. I am amazed at how I can now talk about us without shame, without fear, and without too much judgment. I come from a “cash on the barrel head” culture. A culture where my parents paid cash for all of their cars, and my grandparents paid cash for their house.

So getting involved with you was a risk, a taboo. And you know what a rebel I am. If someone tells me not to do something, the teenage me just goes ahead and does it.

You were there for me when I wasn’t sure of myself, when I didn’t know if I could do this thing called life by myself. You said I could. And I believe you. I believe you now.

Debt my darling I believe it’s time that we part. You have been such an integral part of my life. It is difficult to leave you. It’s difficult to do this thing on my own. But because you supported me, I know that I will make it. I know that I am resourceful. I know that the universe provides.

Thank you for everything. I know you will get along without me just fine. There are others who need you more than I do now. Go be with them. Comfort them. Instill them with confidence, with reassurance that life works out if you show up.

With much love and many thanks,

Pixie

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
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