Dear Debt, This is the Last Time You See Me

Hey friends! Today we have a dear debt letter from Jason. Jason is a blogger at TheButlerJournal.com and is in the process of paying off over $72,000. Follow his journey and support him!

Dear Debt,

I met you at a young age. At the time I didn’t think much about you. I was young and naïve. I knew you would grow if I kept you around, but I didn’t care. I started getting older. 24 passed, 28 passed then 30 came.

I woke up one morning and realized that I couldn’t do this anymore.  I began to face the music and realize what you’ve done to me. Gone was the good credit score that I had in my early 20’s. Ignoring you has allowed this lady named Sallie (Mae) to call me multiple times per day.

I’ve had enough. The days of me ignoring you are over. You were over $72,000 when I finally started to address you. Now you’re under $70,000. Soon you will be lower than that.

You’ve caused unwarranted stress in my life for too long. Enjoy these last 2-3 (hopefully shorter) years that we will have together because it will be the last time you see me!

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
• Dear Debt, We’re Better Apart - June 27, 2022
• Announcing The Mental Health and Wealth Summit - May 4, 2021