Dear Debt, Goodbye Old Friend

Hey debt fighters! Ready for another dear debt letter? This one comes from Nair. 

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Dear Debt,

Wow, we have been doing this dance for so long. You have become such a key feature of my life and my story. I’ve wrapped myself in you and used you as an excuse for putting off so many things in my life and keeping people at arm’s length.

It’s time now to say goodbye and let you go. Let go of the behaviors that make me feel unworthy, shameful and stuck in a loop.

Sometimes you were there to help me out in emergencies but most of the time I used you as a crutch to help me through hard or uncomfortable times when I didn’t want to confront the real (emotional) issues I was dealing with.

I’m letting you go now so that I can move on and enjoy the next season of my life. The season of freedom, real independence and wealth. I’m ready to stop paying for and reliving the past on a regular basis. I’m looking forward now and excited to live a life full of choices and opportunities.

Thanks again ‘old friend’ but I’m off!

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Melanie

Melanie Lockert is the founder of the blog and author of the book, Dear Debt. Through her blog, she chronicled her journey out of $81,000 in student loan debt. She is also the co-founder of the Lola Retreat, which helps bold women face their fears, own their dreams and figure out a plan to be in control of their finances. She is passionate about empowering women, helping others get out of debt, and focuses on the intersection of debt and mental health. Every September she organizes a Suicide Prevention Awareness Blog Tour, to help share resources for those struggling with debt and suicide. In addition to her love of personal finance, art and music, she is also a karaoke master and a cat mom to Miles and Thelonious.

Latest posts by Melanie (see all)

• Talking About Money and Mental Health - September 12, 2022
• Dear Debt, We’re Better Apart - June 27, 2022
• Announcing The Mental Health and Wealth Summit - May 4, 2021