The 5 Best Books to Help You Get Out of Debt (And My Big Book Announcement)

by Melanie

After many months, I have an exciting announcement: MY BOOK IS HERE! Can you believe it? If you would have told me three years ago when I started this blog that it would lead to a book deal, I’d laugh in your face.

I am really excited to share my baby with the world and hope it inspires people to dump debt and take control of their finances.

Instead of just mentioning my book, I thought I’d share the five best books to help you get out of debt. Sometimes you need a little extra guidance so here are some of my favorite resources to help you pay down debt and get your money in order. (p.s. these are affiliate links and I’ll make a small commission if you purchase something, which helps support Dear Debt)

1. Dear Debt: A Story About Breaking Up with Debt

Okay, so shameless plug here but I do think my book is one of the best books to help you get out of debt. Why?

I paid off $81,000 in student loans. It was the hardest thing I’ve ever done, but I’m proof it can be done. The book chronicles my journey of getting into debt and how I managed to get out of it after struggling with low-paying jobs, making $10-$12 per hour after graduation.

The book is part memoir, part actionable advice and every chapter ends with a dear debt letter! I was so excited because I was able to share some of the killer letters that others have written in the book!

If you’re looking for inspiration, motivation, and actionable advice on paying off debt, cutting back, and earning more, my book is for you.  And remember…you are not a loan. You are not alone.

2. Hustle Away Debt

You guys know I’m all about the side hustle. Side hustling pretty much changed my life and helped me get out of debt. Not only that, it led to a new career.

Everything you want to know about side hustles is in Hustle Away Debt by David Carlson. He shows you how you can pay down your debt using side hustles and provides guidance on how to find the best hustle for your lifestyle, how to fit it into your schedule, and how to make real money at it. This is an essential guide if you’re looking to earn more!

3. You Only Live Once: The Roadmap to Financial Wellness and a Purposeful Life

I can’t tell you how proud I am of my boy Jason Vitug! Jason wrote You Only Live Once (YOLO — get it?) to help inspire millennials to get purposeful about their money. Throughout the book Jason shares his personal story and experience and discusses the importance of knowing your money why.

Once you understand your money why and how it can serve you, Jason hands you the tools you need to reach it in this book. For Vitug, it’s all about using your money to take you to the next level. He teaches you how to take control of your money through budgeting and strategic savings. With your money under control, you can move toward reaching your bigger purpose.

The 5 Best Books to Help You Get Out of Debt (And My Big Book Announcement)

4. The Recovering Spender: How to Live a Happy, Fulfilled, Debt-Free Life

Ok, this book isn’t even out yet, but I’m excited to read it. With a tagline like “how to live a happy, fulfilled, debt-free life” how could you go wrong? I’m putting this on the list as I know several blogger friends who’ve gotten a sneak peek at the book and they’re raving about it. Also, Lauren is just cool.

Lauren Greutman speaks from her own experience with credit card debt and chronic overspending in this book. Using her personal story of financial recovery ($40,000 in debt, and an underwater mortgage) and its effect on her marriage, she shares the steps she took to get her money into shape, and stop the overspending. You can pre-order now! 

5. Your Money or Your Life

Early on in my personal finance journey, I read Your Money or Your Life, considered one of the personal finance Bibles. This book has endured and stayed relevant for over twenty years. Vicki Robinson and Joe Dominguez focus heavily on finding satisfaction and peace with both your money, and your contribution to the world.

They believe your money should be a tool to bringing happiness into every area of your life. With their big picture approach, this book is about radically shifting your thought process surrounding your money, and the direction of your life.

Some of the things I got out of the book include looking at your after-tax salary and what you really take home and also quantifying purchases in hours worked. For example, a purchase isn’t just $20. It’s trading one hour of your life to make $20, to afford that purchase. This book can really shift your thinking when it comes to spending and money management!

Have you read any of these books? Any others you’d recommend? 

Image courtesy of Death to the Stock Photo

Melanie
Latest posts by Melanie (see all)

25 comments

Kate @ Cashville Skyline August 18, 2016 - 6:35 pm

Proud of you, Melanie! What a huge accomplishment! 🙂

Reply
Melanie August 18, 2016 - 8:53 pm

Thanks, Kate!

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Michelle August 18, 2016 - 8:21 pm

So many awesome books in one blog post! 🙂

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Melanie August 18, 2016 - 8:52 pm

Thanks, Michelle! Great books to help people!

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Colin Ashby August 18, 2016 - 9:42 pm

Great job! I bought the book the day it came out and read it in one weekend! It was so good and lots of practical advice on changing spending triggers and getting started side hustling!

Reply
Melanie August 19, 2016 - 8:08 am

That is the best compliment ever! So glad you enjoyed it, Colin!

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Alaya@Hope+Cents August 19, 2016 - 3:49 am

Congrats on your book Melanie!

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Melanie August 19, 2016 - 8:08 am

Thanks for your support, Alaya!

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DC @ Young Adult Money August 19, 2016 - 6:16 pm

Congrats on your book, Melanie! I can’t wait to dig into it! Also really appreciate you mentioning my book as well. So excited for you!

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Melanie August 21, 2016 - 4:27 pm

Thanks, DC! It’s been a journey and glad I could support yours as well!

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Monica Louie August 20, 2016 - 2:28 pm

Wow! Fantastic list! I’m ordering your book now, Melanie! I can’t wait to read it!!

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Melanie August 21, 2016 - 4:27 pm

Thanks so much, Monica! You rock!

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Finance Solver August 20, 2016 - 7:46 pm

Congratulations on your book! 🙂 Also these are fantastic books, I might check out the hustle away debt one.

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Melanie August 21, 2016 - 4:28 pm

Thank you! I hope you enjoy. All of these are fantastic reads IMO 🙂

Reply
Amber Masters August 22, 2016 - 8:26 pm

Congrats on the book, and thanks so much for the list! Always on the hunt for getting out of debt advice! 🙂

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Melanie August 23, 2016 - 7:48 am

You’re welcome! I think this is a great place to start!

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Chonce August 23, 2016 - 7:21 am

Congrats on your new book Melanie! I can’t wait to check it out 🙂 These are all amazing books on your list. The girls and I recently interviewed Lauren on our podcast and she has such an inspiring story. I’m excited for her book too.

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Melanie August 23, 2016 - 7:50 am

Thanks, Chonce! I so appreciate your support!

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Janet Fazio August 24, 2016 - 4:37 pm

Congratulations on the book. You are a total inspiration to me!

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Melanie August 25, 2016 - 8:09 am

Aww thanks! That means a lot to me!

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Free to Pursue August 29, 2016 - 7:37 am

Congratulations on the book. That’s awesome! Will you be bringing some copies to San Diego? I’d love to purchase a signed copy. 😀

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Melanie August 29, 2016 - 10:34 am

Thanks, friend! Yes, I’ll have some copies for FinCon! 🙂

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Free to Pursue August 29, 2016 - 10:36 am

Excellent! Save me one, pretty please.

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Melanie August 29, 2016 - 10:38 am

Will do 🙂

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ZJ Thorne September 11, 2016 - 9:48 am

Belated congrats on creating something that will help other people!!! Such a huge accomplishment.

Reply

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